Integrity First Financial

Call us Toll-free @ (866) 963-6443

Terms & Conditions

This "Returns Policy" does not affect your Statutory Rights.

1. Making a Purchase

The following terms and conditions apply to all transactions on The placement of an order indicates your acceptance of these terms and conditions. Please read them carefully and print a copy for future use. To order goods/ services through this website you must be at least 18 years of age and accept delivery to your credit card billing address. We will treat each order for goods/services as an offer by you to purchase the goods/services subject to these terms and conditions.

By using this site, you agree to these terms of use. If you do not agree to these terms, you may not use this site. Integrity First Financial Services, LLC reserves the right, at any time, to modify, alter, or update these terms of use, and you agree to be bound by such modifications, alterations, or updates on subsequent visits.

Order Acceptance and Processing All orders are accepted when your credit/charge/debit card is processed. Any email or other acknowledgment of your order is merely to report that your request has been received and will be looked at, and does not in any way denote acceptance of your order regardless of any wording on the email. Integrity First Financial Services, LLC reserves the right, at any time prior to acceptance, to refuse any order or any part of an order, or to require further or better information to enable it to evaluate and/or process the order.

2. Description of Services

All images, descriptive matter, specifications and advertising on our site are for the sole purpose of giving an approximate description of the services offered. All specifications given to the Customer are approximate and intended as a guide only. We always provide telephone contact to ensure you are fully aware of the full services offered and the price based upon your unique situation.

3. Delivery Information

We endeavour to initiate service within 24 hours of delivery of your signed agreement and requested documents.

4. Cancellations and Returns

If you are not satisfied with your purchase for any reason, you have the right to cancel your order within 7 working days from date of purchase. To exercise your right of cancellation you must give written notice by post, e-mail or fax, giving details of services ordered.

5. Guarantees

All of our services carry no guarantee and the service is performed on a best efforts basis.

6. Privacy Policy

Integrity First Financial Services, LLC does not disclose buyers' information to third parties other than for service execution purposes.

We are committed to protecting your privacy. We will only use the information that we collect about you lawfully in accordance with all relevant data protection acts.

7. Payment Security

All of our online transactions are processed securely and approved by our merchant service providers: Moneybookers. All credit card numbers are encrypted when the order is placed using the 128 bit SSL encryption software and are only decrypted after they reach the secure hosting computer. Our merchant providers then inform us, via the encryption system, the outcome of that transaction.


David Stearn
Integrity First Financial Services, LLC
Toll Free: 866-963-6443
Office 732-662-9780, (F) 732-662-9781
Hours (9a-9p)
60 Lincoln Highway
Edison, NJ 08820
Support 24/7 via email:

Loss Mitigation Workouts are the result of an agreement between the borrower and the borrower’s lender. There is no guarantee of the outcome and therefore Integrity First Financial Services, LLC does NOT offer any guarantees of services provided. There are no refunds for services provided. All sales are final.

Contact Us

60 Lincoln Highway, Edison, NJ 08820
Tel: 732-662-9780 | Toll Free: 866-963-6443 | Fax: 732-662-9781

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